After serving in the US Navy, I worked for 10 years in the restaurant/hotel business.  In 1993 I entered the mortgage industry working on the loan servicing side of the business.  Experiencing both the highs of the 1990’s and the challenges of the first decade of this millennium.  I am committed to demystifying the seemingly complex home mortgage process for borrowers. 

My wife of 30 years, Kim, is also involved in supporting the local real estate market. We moved to Lake County from Southern California back in 2014. Since then we have enjoyed a slower pace, the clean air and abundant wildlife. We have been fortunate enough to travel quite a bit but always appreciate the road home the best.